|
GRF_115_0: Outstanding Claims Liabilities - Insurance Risk Charge
|
|
|
|
|
|
|
|
|
|
|
|
|
Australian Business Number
|
Institution Name
|
|
|
|
|
|
|
Reporting Period
|
Scale Factor
|
|
|
Quarterly / Annual
|
Thousands of dollars no decimal place
|
|
|
Reporting Consolidation
|
|
|
|
Licensed Insurer
|
|
|
|
|
|
Were actuarial services used to complete this return (Yes / No)
|
|
|
|
|
|
Section 1: Direct business
|
|
|
|
|
Class of business
|
Gross OCL -Central estimate
|
Gross OCL -
|
Gross OCL - Total
|
Non-reinsurance recoveries
|
Reinsurance recoveries
|
Net OCL - Central estimate
|
Net OCL - Stand-alone risk margin
|
Net OCL - Diversified
|
Net OCL - Total
|
OCL capital factor %
|
OCL Insurance Risk Charge
|
Net OCL per GRF 300.0
|
OCL surplus / (deficit)
|
|
risk margin
|
risk margin
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(12)
|
(13)
|
(14)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Householders
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial motor
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Domestic motor
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other direct - category A
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Travel
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Fire and ISR
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Marine
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Aviation
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Consumer credit
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other accident
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other direct - category B
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
CTP
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Public and product liability
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Professional indemnity
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Employers liability
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other direct - category C
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Section 2: Reinsurance business
|
|
|
|
|
Class of business
|
Gross OCL -Central estimate
|
Gross OCL -
|
Gross OCL - Total
|
Non-reinsurance recoveries
|
Reinsurance recoveries
|
Net OCL - Central estimate
|
Net OCL - Stand-alone risk margin
|
Net OCL - Diversified
|
Net OCL - Total
|
OCL capital factor %
|
OCL Insurance Risk Charge
|
Net OCL per GRF 300.0
|
OCL surplus / (deficit)
|
|
risk margin
|
risk margin
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(12)
|
(13)
|
(14)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Proportional - Category A
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Proportional - Category B
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Proportional - Category C
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Non-proportional - Category A
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Non-proportional - Category B
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Non-proportional - Category C
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Section 3: Total
|
|
|
|
|
|
Gross OCL -Central estimate
|
Gross OCL -
|
Gross OCL - Total
|
Non-reinsurance recoveries
|
Reinsurance recoveries
|
Net OCL - Central estimate
|
Net OCL - Stand-alone risk margin
|
Net OCL - Diversified
|
Net OCL - Total
|
|
OCL Insurance Risk Charge
|
Net OCL per GRF 300.0
|
OCL surplus / (deficit)
|
|
risk margin
|
risk margin
|
|
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
(7)
|
(8)
|
(9)
|
(10)
|
|
(12)
|
(13)
|
(14)
|
|
Total direct business
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total reinsurance business
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Proportional
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Non-proportional
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Adjustments to OCL Insurance Risk
Charge as
approved by APRA
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Adjustments and exclusions to prudential requirements for the OCL
Insurance Risk Charge
|
|
|
Description
|
Transitional? - Y/N
|
Amount
|
|
|
(1)
|
(2)
|
(3)
|
|
|
|
|
|
|
|
|
Yes
|
|
|
|
|
No
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
